Mortgage Rates in the 5s?

�� Mortgage Market Alert: Rates Are BACK in the 5’s (Yes, Really!)
You read that right — after months of waiting, mortgage rates have dropped big time.
Conventional loans are now sitting in the **low 5% range**, and **FHA & VA rates are
below 5%!** That’s not a typo… it’s a real opportunity.
If you’ve been sitting on the fence waiting for the “perfect time” to buy, refinance, or move
up — this is it. Homes that were out of reach just a few months ago are now within striking
distance thanks to lower monthly payments and stronger affordability.
But here’s the thing — opportunities like this don’t stick around. Rates move fast… and
those who hesitate usually end up paying thousands more over the life of their loan.
So whether you’re a first-time buyer, a seasoned homeowner ready to refinance, or
someone eyeing their next move, now’s the time to act.
�� Don’t wait for the news to catch up. Be the one *creating* the news.
Reach out today to discuss what these rates mean for your specific situation — and how
much more buying power or monthly savings you could have right now.
�� Contact **JT | “JT Knows Loans” | Barrett Financial Group (NMLS #1006565)**
�� [480-286-2384] | jtodaro@barrettfinancial.com www.JTKnowsLoans.com

You can also reach out to your favorite real estate professional at the Isenburg Residential
— we’re teaming up to help buyers and homeowners win big while rates are still in your
favor.