Lowest Rates of 2025 So Far

Lowest Rates of 2025 Could Shift Buyer Power

After Fed Chair Powell’s speech at Jackson Hole signaled the Fed may cut rates soon, mortgage rates dropped to their lowest level of 2025. That’s great news for affordability—but it also means demand could heat up quickly.

Right now, buyers still hold the advantage: inventory is up, and many sellers are negotiating. But if rates keep trending lower, we could see multiple-offer situations return, reducing the negotiating room you have today.

This is the window to move before the tide shifts. Let’s talk about getting you pre-approved so you can lock in today’s rates and negotiating power.